MONTHLY BUDGET DOWNLOAD

Be sure to download and register your email for new updates and sales. Many popular grocery stores are rolling out apps that track your coupons and savings. Cut CouponsĬoupons are easy to find in the mail, in store, in your inbox, and even in a Google search. Trimming your food budget can help you stow away more for your financial goals, such as building an emergency fund or saving for a dream vacation. There are several ways to cut back on what you spend without sacrificing the quality and taste of your food. With a little practice, she’ll better learn her habits and be able to accurately adjust her budget. So she’ll need a total of $385 for food each month. She would budget six percent for groceries ($210) and five percent for restaurants ($175). For example, Rita makes $3,500 per month after taxes. With this framework in mind, you can calculate your total food budget based on your take-home income. Approximately six percent is spent on groceries, while five percent is spent dining out - including dates, lunches with coworkers, and Sunday brunch.

It doesn’t all go towards groceries, though. Department of Agriculture, Americans spend 11 percent of their take-home income on food. Dining Outĭon’t forget what you spend at restaurants when you consider your food budget. Home Budget Worksheet - Our original selection of home budget worksheets.Go to Mint coach Purchasing Groceries vs.

Personal Budget Spreadsheet The 12-month version of the personal budget version.

Personal Monthly Budget - Like the one above, but less detailed, and designed to fit on a single page.

Family Budget Planner - This is the 12-month version of the household budget spreadsheet listed above.

Money Management Template - Record transactions to automatically populate the budget vs.

If you add or remove any categories, just make sure that the formulas used for the totals don't get messed up. If your Net is negative, that means you have overspent your monthly budget.Īdding or Removing categories: The household budget template contains a very detailed list of categories, which you may or may not need. The Monthly Budget Summary table totals up all your income and expenses and calculates the Net as Income minus Expenses. If you spend more than you budgeted, the Difference between the Projected and Actual values will be negative, and if your Actual income is less than your Projected income, the Difference will be a negative number. In this spreadsheet, the calculations are set up so that negative numbers are bad. The cells in the 'Difference' column use conditional formatting to make negative numbers red. At the end of the month, you record in the 'Actual' column how much you really spent during the month. This represents your goal - you're trying to keep from spending more than this amount. You record your desired budget for each category in the 'Budget' column. The purpose of this worksheet is to help you compare your monthly budget with your actual income and expenses.

MONTHLY BUDGET HOW TO

You may also want to read the article ' How to Budget'. Our article ' How to Make a Budget' explains how to use these spreadsheets to create your budget. You'll want to replace the values in the Home Expenses category with your own. To use this template, fill in the cells highlighted with a light-blue background (the 'Budget' and 'Actual' columns). 42 Effective Ways to Save Money Budgeting Tips for the New Year Using the Household Budget Worksheet

Monthly budget